Buying a Car - Think Before You Buy!

March 25th, 2008

When considering the purchase of a new (to you) car, there are many factors you need to take into account. Unless you have an unlimited budget and can afford several vehicles for different purposes and moods, don’t let your heart rule your head in this important decision.
1990s Lotus Elan; a front-engine, front wheel (FF) drive sports carImage from WikipediaFor example, it’s common for the young single guy to covet a low-slung sports car or a swift hatchback, but once you’re planning a family, then a more sedate sedan, estate car or minivan would be much more practical. Yes, you might be mourning your lost youth when you have to make this decision, but remember the purpose of any automobile is to get you and your precious passengers from A to B safely and in as much comfort as possible.

Think about how much interior space you require in the car. Maybe you never use the rear seats right now - but are you planning to have children within the “life” of that car? Is it possible there may be other passengers you may have to take on board, say your elderly mother? Do you tend to cram your car with a lot of stuff? If you actually need all that stuff, then you need space to keep it in.

Will you be doing a lot of motorway travel? If yes, then you could use good, supportive seating, power for overtaking and possibly cruise control. An automatic might be better for you, especially if you have any problems with your back or sciatica, for example. If you have other disabilities then cars can be specially adapted for your needs, but some marques are easier to customize than others.

If you spend a lot of time on the road then a Diesel might be more economical for you. Perhaps safety is your primary concern? Make sure the car is sturdy and has lots of airbags. Or maybe performance is key for you? In that case you need the maximum power in the engine.

The wisest course is to write down a list of all the factors which are important to you in a car, in order of priority. Perhaps a list, broken down the middle, with one one side “very important” and on the other “not important”. It’s always wise to do as much research as possible before buying a car, including making up your own mind what it is you actually need. Happy motoring!

Cars

March 22nd, 2008

Love ‘em or hate ‘em; cars are here to stay. The internal combustion engine and the Internet have had a huge impact on our lives, probably the biggest ever. Both have their detractors however.
A 1906 gasoline engineImage from WikipediaThere now exists a powerful and vociferous anti-car lobby, largely backed by the global warming activists. There is little doubt that seasons are changing but whether or not this has any connection to the motor car remains to be seen.Certainly the UK has known equally warm periods in the past. Could the vineyards that grew in Northern Britain 2,000 years ago have owed their survival to the warm climate generated by the body heat of all those marching Romans’ thighs rubbing together? It certainly wasn’t the motor car.

Let’s enjoy our cars, but, let us also look forward to the day when other, less controversial forms of propulsion become ubiquitous. The anti-car brigade will then move on to castigate those using electric razors or suchlike.

In the meantime, we will try to bring you the best information, and also details of cars available for sale on the Internet.

Insuring Antique Cars

March 31st, 2008

A chance to own an antique car is worth grasping because it will likely never be repeated. However, antique cars, like all others, need insurance to cover them against loss or accidental damage.
1948 Buick Eight convertibleImage from Wikipedia

Fortunately there are antique car insurance companies who are able to provide the sort of cover an older car needs. By having a variety of auto insurance companies to choose from, the classic car owner can choose the right type of insurance for their needs; they are also more likely to get the policy at a competitive price.

Many commercial auto insurers now provide protection for an antique car; these plans reflect the specialized nature of this type of auto cover and are often called ‘collectors auto insurance’. A representative will take all of your information and discuss different policy options to ensure that you are obtaining the coverage you need. Exactly what level of protection you will require will be down to the value of the vehicle, your budget and how much deductible is agreed.

Large insurers may not specialize in antique car cover but there are other benefits; companies like this are usually well established with a good reputation. If you purchase a car policy through one of these large commercial insurers then the chances are you will also be able to insure your regular car with them, sometimes on the same policy. Often, the cost of an antique car insurance policy is higher with this type of company but many owners feel the extra cost is worth it as they feel much safer knowing the company is well known and has a long history.

If cost is an issue, you might find the specialist auto-insurers may charge significately less; the snag is you may have to use a different auto insurer for other types of car. Some of these independent insurance companies will only insure a particular type of classic car, so if the car you are attempting to insure is a rare one, it may be difficult to find a provider that will insure it. Research is the key when it comes to the smaller antique car insurers so try and find one that is reliable and has a good reputation by checking online insurance resources.

It might at first seem like hard work finding an antique car insurance company you feel confident about. But, you must shop around if you want tmake sure your precious car is protected. Most classic cars are worth many thousands of dollars and that is a big loss if the car is ever stolen or destroyed so having auto cover may be the most valuable protection you ever purchase.